Some filers choose to do this if their wages are being garnished or they’re facing other serious collection actions. The court will tell you how much the down payment and installments will be. If you need to file quickly but you don’t have the money to pay the full fee, you can make a down payment toward the filing fee and ask to pay the rest in installments. See the Kentucky Fee Waiver Eligibility table below. To qualify for this waiver your income must be less than 150% of the federal poverty guidelines. If you can’t afford it, you can request a fee waiver from the court. There is a $338 filing fee for a Chapter 7 bankruptcy. Filing without an attorney is also called filing pro se. You can keep the costs down by filing without one, either using Upsolve's filing tool or going it alone. The good news is that you don’t have to have a lawyer to file Chapter 7. Hiring a lawyer to represent you is typically the most expensive part of filing for bankruptcy. How To File Bankruptcy in Kentucky for FreeĬhapter 7 bankruptcy is a relatively quick process to eliminate common debts like credit card debt and medical bills. Bankruptcy is also able to provide some immediate relief to filers. But Chapter 7 bankruptcy can help you get rid of medical bills and credit card balances that would otherwise take up most of your disposable income. You can’t use bankruptcy to get out of child support obligations or certain government fines or fees. Kentucky bankruptcy laws are designed to help you while treating everyone - creditors included - fairly. ![]() There’s nothing quite like the feeling of knowing what you’re doing, even if it's just the basics. The fact that you’re looking at your options should make you feel better already. But remember, bankruptcy relief is available to everyone who needs a fresh start, without judgment of how they got there. Western District of Kentucky RequirementsĬhapter 7 bankruptcy may not be a topic you ever thought you’d want to learn more about.Eastern District of Kentucky Requirements.Kentucky Districts & Filing Requirements.How To File Bankruptcy in Kentucky for Free.
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